Risk Disclosure

Risk of capital loss

All investments carry risk. The value of an investment can go down as well as up, and you may get back less than the amount invested — or lose all of it.

Past performance

Past performance is not a reliable indicator of future results. Any example or scenario discussed is illustrative and does not constitute a forecast.

No guaranteed return

ALB Investissement never guarantees a return, a profit or the preservation of capital. No investment discussed with us should be considered risk-free.

Personal situation

Investment decisions must take into account your personal and financial situation, your objectives, your investment horizon and your capacity to bear losses. Only invest money you can afford to have tied up or to lose.

Specific risks

• Liquidity risk: some assets (real estate, unlisted companies) can be difficult to sell quickly.
• Market risk: prices of listed assets fluctuate, sometimes sharply.
• Currency risk: investments outside the euro area are exposed to exchange-rate movements.
• Concentration risk: investing heavily in a single asset, sector or theme increases risk.
• Regulatory and tax risk: rules differ between European countries and may change.

Independent advice

Where appropriate, consider seeking advice from independent and duly authorised professionals (tax adviser, lawyer, licensed investment firm) before committing.

Last updated: November 2026